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Moving data into the cloud is an opportunity to create more access and better security. As a business owner, this move can be a big one. Yet, the efficiencies it offers are numerous. Still, in making this move, companies need to consider the value and access of their business insurance. Policies are available to help cover these types of management moves. Take some time to think about how you can use them to your benefit.

What Does Moving to the Cloud Mean?
Installing software and managing it on a local basis (on your single computer) can have too many restrictions on companies. Cloud computing is a method of moving much of the work done on computers into a virtual, online space. This can help to ensure employees have access to the information in a more robust manner. As long as they have access to the internet, they can access the cloud. With cloud computing, a business is able to tap into the software they need anywhere.

There are benefits to it. It can help to reduce costs. It can help to improve flexibility within the operation of the business. It allows employees and clients to access information anywhere. It can also help the business to scale, minimize the need for a backup plan, and provide security. Yet, like any other system, there are risks.

Minimizing the Risks
Moving to the cloud can pose risks. Though these systems can be highly secure, they can also be accessible to more people. Hacking and cybertheft continue to be a problem. Cyber insurance can help cover identity theft or other losses that harm the business or customers. Businesses need to consider whether they have adequate business insurance to protect themselves.

  • Do you have cyber security in place? If so, you still benefit from enhanced cyber threat insurance. You cannot protect against every risk, after all.
  • Does this expand your business assets or size? If so, you may need more coverage for your business.
  • Are you doing different types of businesses or is the company exposed to more risk? If so, you may need enhanced coverage.


Work closely with your business insurance agent. Discuss what your new risks are. Determine if your existing coverage is enough. Often, you may simply need to enhance the policy to better meet your goals. Moving to the cloud offers many benefits. It can improve the way you do business. Yet, it is critical to ensure you have the right level of financial coverage in place. Your business insurance agent can ensure your policy reflects your new business operations.

Posted 6:04 AM

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